Foreign Buyer Guide
Foreign Buyer Guide
Can you legally own property in Bali? Here is the honest, plain answer.
Ways to hold property
Hak Milik (Freehold)
The strongest form of ownership in Indonesia. Reserved for Indonesian citizens. Foreign buyers cannot hold it directly.
Hak Guna Bangunan (HGB)
Right to build, for Indonesian legal entities including a PT PMA. Up to 30 years and extendable.
Hak Pakai (Right to Use)
Available to foreign buyers who hold a valid stay permit. Up to 30 years and extendable. Good for a primary home.
Hak Sewa (Leasehold)
A contract to use the property for a set number of years, often 25 to 30. The most common path for foreign villa buyers.
The buying process
Shortlist and view
Pick the projects that fit your budget and visit them in person or on a virtual tour.
Engage a notary
A licensed notary checks the certificate, the zoning and the seller. Buying direct means the seller is one accountable company.
Agree terms
Sign a conditional agreement and pay a booking fee held under clear terms.
Due diligence
Confirm taxes, permits and that the land is free of disputes.
Complete and register
Sign the deed, pay the balance and register the title at the land office.
Frequently asked questions
Yes, through a long lease, a right to use title with a stay permit, or a foreign owned company. Freehold is for Indonesian citizens only.
Still unsure? Talk to our team.
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